Western Governors University has become one of the most discussed names in online education, and the reason is its unusual model, competency-based and flat-rate, which lets students finish faster and cheaper than traditional programs. The review that matters is whether that model actually works for real students, and the answer, with caveats, is largely yes.The model is the differentiator, because WGU charges a flat tuition per six-month term, currently around four to five thousand dollars, and students can complete as many courses as they can in that term, with no limit. A motivated student who moves fast can finish a bachelor’s degree in a fraction of the usual time and cost, which is why WGU graduates consistently report among the lowest debt loads in higher education, and the model is regionally accredited, so the degree is legitimate.The trade-off is that the model demands self-discipline, because there are no scheduled lectures, and the learning is
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